Your Privacy is Respected

We value the trust you have placed in us and are committed to earning and maintaining your confidence. This Privacy Policy describes the kinds of information we collect, how we use that information and the limited circumstances under which we will share it.

Information Collection

We will collect information about you that we reasonably believe will be necessary or useful in processing or administering products or services that you have requested from us. We will also collect information in order to notify you about products, services and other opportunities we think will be of interest to you.

This information may be collected from a variety of sources, such as the following: (1) information provided by you in applications or other forms (2) information obtained from a consumer reporting agency, and (3) information about your transactions with us.

Maintenance of Accurate Information

We work hard to ensure your information is as accurate, current and complete as possible. If you ever find that our records are inaccurate or not current, please contact us at the telephone number on your account statement. If the record is within our control, we will correct any inaccurate or incomplete information.

Security Procedures to Protect Customer Information

Access to our systems containing nonpublic personal information is only provided to those employees and agents whom we determine need it for the purpose of providing products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Information Sharing with Unaffiliated Third Parties

Unlike some other financial institutions, we do not sell customer lists or other information about our customers to unaffiliated third parties. We may share nonpublic personal information about you with unaffiliated third parties as described below. We may also disclose nonpublic personal information about you as permitted by law.

In order to efficiently and cost-effectively market our own products, we contract with companies providing marketing and solicitation services, such as printers, marketing fulfillment firms and other companies. As part of these activities, we may provide limited information about our customers to such parties. In addition, we may engage in joint marketing with unaffiliated financial institutions for various financial products and services that we do not offer on our own, but we think will be of interest to our customers. In such cases, EFG will always be identified in the joint marketing materials or solicitation. We may disclose all of the information we collect (described in “Information Collection” above) to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. Our agreements with these companies are subject to confidentiality provisions and restrictions that prohibit using the information beyond the performance of the specified services or in connection with the jointly marketed product or service. California residents will be given the choice of restricting our sharing of certain information with unaffiliated financial institutions for joint marketing purposes by calling the toll free number listed below or by sending instructions to us at the address provided below.

Our Former Customers

Rest assured that even if you are no longer a customer of EFG, we will continue to treat the information we have with the same level of confidentiality.

We appreciate your business and want you to understand our commitment to maintaining the privacy of your personal information, as expressed in this Privacy Policy. This Privacy Policy applies to individual consumers. We reserve the right to amend this Privacy Policy at any time.

Important Privacy Choices for Consumers

You have the right to control whether we share some of your personal information. You also have the right to control how that information is used. Please read the following information carefully.

Your Rights

You have the following rights to restrict the sharing of personal and financial information with our affiliates and outside companies that we do business with. You also have the right to limit our affiliates from marketing their products and services to you based on information that we share with them. Nothing prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services.

Your Choices

Restrict Information Sharing With Affiliates: Unless you say “No,” we may share personal and financial information about you with our affiliated companies. If you are a California resident, your choice will apply to all information. If you are not a California resident, your choice will apply only to Other Information. For all customers, your choice will limit our affiliates from using any of your personal or financial information to market their products or services to you. If you have a joint account, any party on the account can make this choice. That choice will apply to all parties on the account.

OPTION 1: NO, please do not share personal and financial information with your affiliated companies. Also, I do not want your affiliates to market their products or services to me based on information that you share with them.

Restrict Information Sharing With Other Companies We Do Business With To Provide Financial Products And Services: Unless you say “No,” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you. Only California residents may make this choice. A choice by someone else will have no effect. If you have a joint account, any party on the account can make this choice. That choice will apply to all parties on the account.

OPTION 2: NO, please do not share personal and financial information with outside companies you contract with to provide financial products and services.

If you wish to direct Equity Funding Group, LP to stop sharing certain nonpublic personal information about you pursuant to one or both options set forth above, please call 858-792-3600 between 8 a.m. – 5 p.m., Pacific Time, Monday through Friday, or you may send your instructions to Equity Funding Group, LP 12526 High Bluff Drive, Ste. 300, San Diego, CA 92130. When you call or send your instructions to us, please provide the following information:

1. Your Name
2. Full Account Number(s)
3. Last Four Digits of Your Social Security Number

If you have already conveyed your privacy preferences with us, there is no need to do so again.